AI Material Database
108+ categories, 50K+ Indian SKUs. 2-3 years + INR 50-100 Cr to replicate.
CONFIDENTIAL
Confidential Investor Presentation • April 2026
God is Kind
Sustainability is how we say thank you.
Recycling is how we let the blessings keep going.
HOH108 • Hancet Globe Pvt Ltd
The Origin
The Tale of the Endless Blessing
Long ago, a village at the foot of India's sacred Vindhya mountains lived in harmony with the earth. The rains came on time, fields grew golden grain, and every gift from the land was used with care.
For they knew one simple truth: God is Kind. Every gift from the earth is a blessing to be honored.
But slowly, they forgot. They chopped trees for fancy chairs, then threw old ones away. They made clay pots, used them once, and tossed broken shards into the river. They called it all "trash."
The sage Rishi Dadhichi showed them: his altar was built from storm-broken trunks, his water jug mended from discarded shards, his mat woven from frayed cloth.
"God's kindness is not in one-time gifts. It is in the endless cycle. A tree becomes a beam, becomes a tool, becomes ash that feeds a new sapling. There is no trash — only blessings waiting to be reborn."
The village gathered every broken shard, every scrap. Within a year, the rains returned. The fields bloomed.
The Broken Cycle
India's Built Environment is Shattered
80%
Projects Delivered Late
67%
Exceed Budget by 20-50%
150M
Tonnes Waste / Year
<5%
Materials Recycled
27
Critical Problems
Across 5 lifecycle stages: Discovery, Design, Procurement, Execution, Post-Completion
85%
Unorganized Market
No standardized credentialing, no transparent reviews, no accountability framework
78%
Decision Paralysis
Homeowners spend 4-8 weeks just researching before taking any action. 45% abandon entirely.
The Scale of Destruction
A Trillion-Rupee Problem
| Problem Area | Annual Market Impact (INR Cr) | Current Best Solution | Whitespace |
|---|---|---|---|
| Pricing Transparency & Trust | 50,000+ | Livspace (partial, metros) | Large |
| Design-to-BOQ Automation | 10,000-20,000 | None in India | Greenfield |
| Material Matching & Procurement | 30,000-50,000 | Infra.Market (no design) | Large |
| Project Management & Delays | 20,000-30,000 | WhatsApp (informal) | Very Large |
| ERP for Interior/Construction | 5,000-10,000 | Tally (accounting only) | Large |
| Payment & Settlement Friction | 15,000-25,000 | Fragmented | Very Large |
| TOTAL ADDRESSABLE PROBLEM | INR 1.75-2.60 Lakh Cr |
Even capturing 1% = INR 1,750-2,600 Cr revenue potential — confirming trajectory to FY28-29 target.
Market Opportunity
TAM • SAM • SOM
| Market Segment | Size (2026) | CAGR |
|---|---|---|
| India Interior Design | USD 35.5B | 12.9% |
| India Construction | USD 640B | 9.2% |
| India Home Decor | USD 32B | 11.5% |
| India SaaS Market | USD 26B | 25-30% |
| Digital Payments | USD 3T+ txn vol | 20%+ |
| Combined TAM | USD 71B+ |
Serviceable Markets
INR 33,800 Cr
SAM
Professionals, developers, homeowners, vendors addressable by HOH108
INR 1,500 Cr
SOM by FY28-29
3,100 customers • INR 45L blended ACV • 100% YoY growth
The Digitization Gap: Organized/platform segment is <5% of market. Interior firms spend <1% on tech vs. 3-5% in retail.
The Master Ideation
GIK — The Root of Everything
God is Kind is not a brand. It is a belief system that flows through every entity under HOH108.
HOH108 — Holding Company
OPERATING SYSTEM: HOH MATCH
VERTICAL A
Interior Plus &
Exterior Plus
Production + Factory
INR 299 Cr FY27
VERTICAL B
Match 108
Customer & Vendor
Open Ecosystem
INR 67 Cr FY27
VERTICAL C
God is Kind
Circular Economy
Ecology • Sustainability
Recycling • Spirituality
INR 44 Cr FY27
GIK is the soul. Every material sourced, every project executed, every product sold carries the GIK promise — honoring the earth's blessings through wellness, sustainability, and circularity.
Solution Architecture
India's First Physical Open Ecosystem
for Pure Commerce
Homeowner
→
Experience Center + Match 108
→
Decor AI + DIY
→
Exterior Plus / Interior Plus / GIK
↓
ERP Workflows
→
7 MCP Agentic AI
→
Payment Infrastructure
→
Financial Settlement
32
Experience Centers
Physical showrooms across 18 cities for touch & feel
8
Fly on Wheels
Mobile showrooms visiting residential complexes
108+
Material Categories
AI-indexed across visual, technical, and commercial attributes
Product Deep Dive
Interior Plus
End-to-end interior design & execution with wellness-optimized spaces and smart home integration
Case Study: Mumbai Premium Homeowner
| Problem | INR 32L over 14 months, 8 vendors, 40% budget overrun |
| HOH Solution | Single-point execution via HOH Match ERP. AI-matched materials. |
| Result | 5 months, INR 24L (25% savings), NPS 92 |
Case Study: BDA Developer (200 Apartments)
| Problem | Market differentiation needed. Green certifications at scale. |
| HOH Solution | EP facades + IP model flats + GIK certified materials. |
| Result | 100% more efficient than existing goals. |
India-Specific Design Challenges Solved
Vastu Compliance
60%+ of North Indian customers demand it. Design Agent incorporates Vastu rules.
Compact Indian Spaces
Master bedrooms often 12x14 ft. Design Agent trained on Indian dimensions.
Puja Room Requirement
Mandatory in most Indian homes. GIK specializes in spiritual spaces.
Festival Seasonality
Demand peaks Diwali (Sep-Nov). Project Agent enables demand smoothing.
Closed Loop
The GIK Circular Lifecycle
70%
Lower formaldehyde vs MDF homes
12%
Cost above conventional (vs 30-40% expected premium)
15%
Discount via Karma Points on future upgrades
The Circular Economy
God is Kind — Product Ecosystem
Not a product brand. A Lifestyle System at the intersection of Wellness + Sustainability + Technology.
GIK Essential: 18-20%
GIK Select: 22-28%
GIK Signature: 30-40%
10,000+ SKUs Across 6 Categories
| Category | SKUs | Price |
|---|---|---|
| Surface Materials | 3,000+ | ₹80-800/sqft |
| Functional Hardware | 2,000+ | ₹50-5K/pc |
| Wellness Products | 500+ | ₹2K-50K |
| Smart Systems | 800+ | ₹1.5K-75K |
| Decor & Lifestyle | 1,500+ | ₹500-25K |
| Modular Components | 2,200+ | ₹25K-5L |
X + Y = Z Supply Chain
🇨🇳🇵🇭🇻🇳🇮🇩
X — SOURCE COUNTRIES
Raw Materials & Base Components
30-40% cost advantage on hardware, sensors
🇮🇳
Y — INDIA FACTORY
Assembly, QC, Certification
Customization, Indian market adaptation
Z — GIK PRODUCT
Finished, Certified, Branded
Digital Product Passport • 10-15% premium (not 30-50%)
GIK Framework
The Five Pillars of GIK
"If it's not measured, it's not meaningful."
🌿
Wellness
85% of interior materials contain toxic compounds. Our wellness library fixes this.
40-60% AQI ↑
♻️
Sustainability
Greenwashing is rampant. Every GIK product is tested and certified — no marketing fluff.
80%+ Certified
🌍
Ecology
150M tonnes construction waste annually. Impact Dashboard tracks carbon per project.
Carbon Offset/Project
🔄
Recycling
Less than 5% recycled today. GIK Circular + Karma Points drives take-back at scale.
>40% Recovery Yr 3
🪔
Spirituality
Products without purpose are empty. Every GIK item carries a Digital Product Passport.
Every Product = Purpose
Every GIK product carries a Digital Product Passport tracking its full sustainability journey from source to recycle.
Technology Supremacy
7 Autonomous AI Agents
Built on Model Context Protocol (MCP) — agents that plan, reason, execute, and self-correct.
Design
Autonomous design generation, spatial optimization
70% faster
Procurement
Vendor discovery, quote comparison, PO generation
2 weeks → 2 days
Estimation
AI-powered BOQ with 90%+ accuracy
3 days → 30 min
Project
Schedule optimization, delay prediction
40% fewer delays
Finance
Invoicing, reconciliation, cash flow
50% faster AR
Compliance
GST, RERA, SOX real-time monitoring
Zero penalties
Customer
Proactive communication, NPS collection
NPS +25 points
Total savings per project: INR 1.35-2.50 Lakh • ROI on INR 42K subscription: 28-52x
Platform Architecture
Five Interconnected Pillars
| Capability | HOH108 | Traditional ERPs | Platforms (Livspace) |
|---|---|---|---|
| AI Material Matching | Native (108+ categories) | None | Basic filters only |
| Generative Design (Decor AI) | 30+ styles in 60 sec | None | Limited |
| Agentic AI Automation | 7 MCP Agents | None | None |
| Vertical ERP | Built-environment specific | Generic | None |
| Physical + Digital | 32 EC + 8 FoW + SaaS | None | Showrooms only |
| DIY Self-Service | AI-guided, AR/VR | None | Limited |
| Payment Infrastructure | BBPS + UPI + PG + Escrow | Basic banking | PG only |
| Service Verticals | EP + IP + GIK | None | Interior only |
Business Model
Four Revenue Engines
| Revenue Stream | Description | FY26-27 | % Mix |
|---|---|---|---|
| Stream A — Production (EC & FoW) | Physical retail + execution across 18 cities | INR 299 Cr | 72.9% |
| Stream B — HOH Match 108 | Subscription + commission ecosystem | INR 10 Cr | 2.4% |
| Stream C — ERP SaaS + AI | Core ERP modules + 7 AI agents, 692 customers | INR 57 Cr | 13.9% |
| Stream D — GIK Circular Economy | Sustainable products, certifications, Karma Points, spiritual products | INR 20 Cr | 4.9% |
| Other — Implementation & Platform | Onboarding, consulting, analytics, transaction revenue | INR 24 Cr | 5.9% |
| TOTAL | INR 410 Cr | 100% |
Subscription SaaS
Commission-based
Project Execution
Transaction Revenue
GIK Product Sales
API & Platform Fees
Traction
Proof of Momentum
305
Customers FY25-26
INR 29 Cr
Current Revenue
18
Cities
40
Physical Locations
66
Blended NPS
Customer Acquisition by Channel
| Channel | Customers | CAC (INR) | LTV:CAC |
|---|---|---|---|
| Experience Centers | 108 | 10,80,000 | 8.4:1 |
| Digital Marketing | 74 | 7,40,000 | 12.3:1 |
| Referrals | 46 | 4,60,000 | 19.8:1 |
| Designer Network | 40 | 4,00,000 | 22.8:1 |
| Partnerships | 32 | 3,20,000 | 28.4:1 |
| Blended | 300 | 30,00,000 | 910:1 |
Roadmap FY26-27
3,100
Customers
₹410 Cr
Revenue
32
Exp. Centers
35
Engineers
75+
NPS
By Service Vertical
| Vertical | Customers | Avg. Project | Revenue |
|---|---|---|---|
| Interior Plus | 195 (64%) | INR 8.5L | INR 38.5 Cr |
| Exterior Plus | 55 (18%) | INR 12L | INR 11 Cr |
| God is Kind | 30 (10%) | INR 5L | INR 3.5 Cr |
| Multi-Vertical | 25 (8%) | INR 18L | INR 7.5 Cr |
Cross-sell: 45% EP customers also do IP. Multi-vertical customers have 2.5x higher LTV.
Unit Economics
The CAC → LTV Journey
INR 71K
Blended CAC
6 mo
CAC Payback
INR 9.2L
Blended Net LTV
13:1
LTV : CAC Ratio
LTV by Journey: IP → EP → GIK
| Stage | Avg. Project Value | Repeat Cycle | Net LTV |
|---|---|---|---|
| 🏠 Interior Plus (IP) | INR 18-35L | 1× every 5 yrs | INR 3.5L |
| 🏗️ Exterior Plus (EP) | INR 40-120L | 1× every 8 yrs | INR 6.2L |
| 🌿 GIK Products | INR 2-8L/yr | Annual recurring | INR 9.2L+ |
| Full Journey (IP+EP+GIK) | Lifetime | Compounding | INR 18-25L |
LTV Expansion Drivers
Tier Upgrade
+40-60% LTV
Module Add-ons (AI, compliance)
+15-25% LTV
Cross-vertical (IP → EP → GIK)
+30-50% LTV
Transaction Revenue
+20-30% LTV
SaaS benchmark: 3-5:1 LTV:CAC is healthy. HOH108 at 13:1 is in the top 1% globally.
Customer Metrics
Best-in-Class Retention & Engagement
Blended NPS Score 9
SaaS Health Metrics
| Metric | HOH108 | Benchmark |
|---|---|---|
| LTV:CAC Ratio | 13:1 | >3:1 healthy |
| CAC Payback | 6 months | <18 months |
| Net Revenue Retention | 116% | >100% expansion |
| Logo Churn | 7% | <10% healthy |
| Gross Margin | 49% | 40-60% hybrid |
| ARR per Employee | INR 3.3 Cr | INR 1-5 Cr |
| Rule of 40 | 120+ | Top 1% globally |
Engagement Metrics
| Metric | Value | Percentile |
|---|---|---|
| DAU/MAU Ratio | 42% | Top 10% |
| Sessions/user/week | 4.2 | Top 15% |
| Feature Adoption | 78% | Top 10% |
| AI Agent Usage | 65% | — |
| Time to First Value | 3 days | Top 5% |
NPS by Segment
Homeowners: 72
Designers: 65
Enterprise: 58
Vendors: 52
Competitive Landscape
HOH108 Stands Alone
| Company | Revenue | Valuation | Model | Key Weakness vs HOH108 |
|---|---|---|---|---|
| Livspace | INR ~1,400 Cr GMV | USD 1.33B | Marketplace + Execution | No ERP, no AI agents; fired 1,000 to pivot to AI |
| HomeLane | INR ~500 Cr | USD 180-200M | Franchise + Execution | No SaaS, execution-heavy, no AI |
| DesignCafe | INR ~250 Cr | USD ~100M | Studio + Execution | No tech platform, limited scale |
| Infra.Market | INR ~14,000 Cr GMV | USD 2.5B | B2B Material Marketplace | No design, no ERP, no AI agents |
| Procore (Global) | USD 1.3B | USD 8.1B | Construction SaaS | No India, no interior, no physical network |
| Godrej Interio | INR 2,500+ Cr | — | Legacy furniture + B2B | Slow innovation, no AI, no platform |
HOH108's unique position: The only player combining SaaS + AI + Physical Network + Payment Infrastructure. No competitor exists in this quadrant.
Livspace's Feb 2026 pivot to "AI-native agentic" (laying off 1,000 employees) validates the market direction — but HOH108 is already there with 7 MCP agents in production.
Defensibility
The HOH108 — An Unbreakable MOAT
Like Dadhichi's thunderbolt, forged from a life of honored blessings — our moat is built from every data point, every project, every material match.
1
2
Physical Network
32 ECs + 8 FoWs across 18 cities. 18-24 months + INR 20-30 Cr capex.
3
7 MCP Agentic AI
In production. Livspace announced intent but fired team. 12-18 months for basic parity.
4
Vertical ERP
Purpose-built for built environment. Tally/SAP are generic. 2-4 years to replicate.
5
Data Flywheel
Project data, pricing data, vendor quality. Cannot be replicated — requires operational scale.
6
Integrated Ecosystem
All 5 pillars connected. No single competitor has all. 3-5 years.
7
Payment Infrastructure
BBPS + UPI + Escrow + Split Settlement. 12-18 months + regulatory compliance.
8
Three Service Verticals
EP + IP + GIK. Competitors are interior-only. 2-3 years.
New entrant cost to build everything from scratch: INR 300-500 Cr over 5-7 years.
Financial Projections
Revenue Trajectory
| Revenue Stream | FY25-26 | FY26-27 | FY27-28 | FY28-29 |
|---|---|---|---|---|
| Production (EC & FoW) | 29 | 299 | 420 | 545 |
| HOH Match 108 | 0 | 10 | 22 | 42 |
| ERP SaaS | 0 | 57 | 82 | 110 |
| GIK Circular Economy | 0 | 20 | 40 | 68 |
| Other | 0 | 24 | 31 | 35 |
| TOTAL (INR Cr) | 29 | 410 | 595 | 800 |
Profitability
Path to Scale Profitability
| Metric | FY25-26 | FY26-27 | FY27-28 | FY28-29 |
|---|---|---|---|---|
| Total Revenue (INR Cr) | 29 | 410 | 595 | 800 |
| Blended Gross Margin % | 45% | 49% | 54% | 59% |
| EBITDA (INR Cr) | 0.18 Cr | 41 | 113 | 220 |
| EBITDA Margin % | 1.1% | 10% | 19% | 27.5% |
| SaaS Gross Margin | 0 | 67% | 73% | 77% |
| Production Gross Margin | 40% | 45% | 50% | 55% |
FY25-26 Q2
Company EBITDA+
Already achieved
FY26-27 Q3
SaaS EBITDA > 25%
500+ SaaS customers
120+
Rule of 40 Score
Top 1% globally
Valuation Analysis
INR 255 — 320 Cr
USD 30M — 38M • Central Estimate: INR 290 Cr (~USD 35M)
Method 1: Revenue Multiple
| Scenario | Multiple | Valuation |
|---|---|---|
| Conservative | 8.8x | INR 255 Cr |
| Realistic | 10x | INR 290 Cr |
| Aggressive | 11x | INR 320 Cr |
Method 2: EBITDA Multiple
| FY28-29 EBITDA | Multiple | Valuation |
|---|---|---|
| INR 28 Cr | 9x | INR 252 Cr |
| INR 32 Cr | 9x | INR 288 Cr |
| INR 35 Cr | 9x | INR 315 Cr |
Comparable Companies
| Company | EV/Rev | Relevance |
|---|---|---|
| Procore (NYSE) | 5.7x | Most relevant — ConTech SaaS |
| Autodesk | 9-10x | CAD/BIM for AEC |
| Livspace | 4-6x | Indian interior platform |
| Freshworks | 7-8x | Indian SaaS benchmark |
| Chargebee | 9-10x | Vertical SaaS |
Premium Justification
AI-Native: +30-50% • Embedded Payments: +20-30% • Physical Moat: Unique
The GIK Journey
GIK Flows Through Every Entity
The GIK business model is not confined to one vertical — it is the operating philosophy that permeates all of HOH108.
GIK × Interior Plus
Every IP project can be a GIK project. Low-VOC paints, FSC wood, recycled PET panels. 40% of IP customers add a GIK puja room.
GIK × Exterior Plus
Sustainable facades, green building materials, carbon-tracked construction. 45% of EP customers cross-sell to IP.
GIK × Match 108
Certified material catalog on the platform. GIK badge = verified sustainability. Premium positioning for vendors.
GIK Revenue Growth Trajectory
34x growth in 4 years. From INR 2 Cr to INR 68 Cr. GIK creates a market where none exists in India today.
Team Capability
Built to Scale
120
Employees (FY25-26)
→
250
Employees (FY26-27)
→
650
Employees (FY27-28)
→
840
Employees (FY28-29)
Engineering & Product
Full-stack platform development, AI/ML research, MCP agent framework, DevOps
INR 4 Cr revenue/employee
Sales & Market Expansion
EC managers, design consultants, material specialists, FoW operators, enterprise sales
18 cities active
Domain Expertise
Interior design, architecture, construction technology, circular economy, sustainability certification
India-specific DNA
Revenue per employee: INR 3.3-4 Cr (vs. Indian SaaS benchmark: INR 1-5 Cr) — capital-efficient at scale.
Proposed Fund Raise
Current Round
INR 50-80 Cr
~USD 6-10M
Pre-money valuation: INR 255-290 Cr
Use of Proceeds
Team Building
25%
Scale hiring across engineering, operations, sales & design teams
Factory Leasing
20%
Production facility setup, equipment & manufacturing infrastructure
EC & FoW Expansion
25%
New ECs in NCR, Kolkata, Kochi + FoW fleet expansion
Sales & Marketing
15%
Enterprise sales team, brand building, GIK awareness
GIK & Working Capital
15%
GIK product launch, China sourcing, sustainability certifications
Key Milestone: This round takes HOH108 from INR 29 Cr → INR 410 Cr (+583% YoY) and establishes the physical + digital infrastructure for INR 800 Cr by FY28-29.
The Blessing Comes Full Circle
God is Kind.
A tree becomes a beam, becomes a tool, becomes ash that feeds a new sapling. There is no trash — only blessings waiting to be reborn.
INR 29 Cr
Today
→
INR 800 Cr
FY28-29
→
INR 1,050 Cr
Valuation
India's first physical open ecosystem for pure commerce.
HOH108 • Hancet Globe Pvt Ltd
Confidential • April 2026